Factory Coverage is just like it sounds -- a warranty that covers your automobile similar to when the auto was purchased brand new. It also features unlimited mileage something that most factory warranties won't give. This is an "exclusionary" policy, which in laymans terms means a policy where we tell you what isn't covered, and everything else is. As you can imagine, this is the best type of coverage money can buy. From our current coverage policy, here is the wording of what is covered:

Factory Coverage covers the reasonable cost to remedy any operating mechanical or electrical failure of the vehicle, for the time indicated on the contract application, except as specified as excluded, subject to the provisions, terms and conditions of this contract.

As you can clearly see, coverage of any operating mechanical or electrical failure essentially mimics the factory warranty. Standard exclusions such as fabric convertible tops, brake pads, tires, etc., do apply.

In addition to the Factory Coverage being the best coverage available, you can customize your coverage with coverage up to ten years from the time of purchase, and three deductible choices starting at $50, $100, and $200.

• Unlimited Mileage
• Factory style coverage
• Minimal exclusions
• $50, $100 and $200 deductible choices
• Freedom to get repairs done anywhere (from factory dealers to local specialized mechanics)
• QuickClaims service and Online Claim filing
• Backed by a nationally recognized underwriter
• Accessory packages available to cover wear, leather, and pre-paid maintenance
• Long or short contracts, from 1 year to 10 years of coverage

In order to qualify for Factory Coverage your vehicle must be:

• Under ten years old
• Fewer than 100,000 miles
• Non-exotic

All makes and models qualify, including Acura, AM General, Aston Martin DB7/V8, Audi, BMW, Buick, Cadillac, Chevrolet, Chrysler, Corbin Motors, Daewoo, Daihatsu, Delorean, Dodge, Ford, Freightliner, GMC, Honda, Hyundai, Infiniti, Jaguar, Jeep, Kia, Land Rover, Lexus, Lincoln, Lotus, Maserati, Mazda, Mercedes-Benz (Includes AMG), Mercury, Merkur, Mini, Mitsubishi, Nissan, Oldsmobile, Panoz, Plymouth, Pontiac, Porsche, Qvale, Saab, Saturn, Studebaker, Subaru, Suzuki, Toyota, Volkswagen, Volvo, and more!

For exotics, please see our Factory Exotic and Exotic Coverage section, and for cars older than 10 years or over 100,000 miles, please see our Collector Coverage section.

• Accessory Package: Wear & Tear Coverage
  Most warranty companies wont pay for parts that have simply "worn out". As you can imagine, the description of a part being worn out is pretty broad. Genuine Warranty was one of the first companies to offer Wear & Tear coverage as an optional surcharge. We wanted our customers to decide if they wanted this coverage, and if they did, allow it to be purchased.
• Accessory Package: Maintenance Plan
  What keeps a vehicle running long? The answer is easy. Maintenance. By purchasing our pre-paid Maintenance Plan, your routine oil changes, tire rotations, and chassis lubrications are all ready to go. You can even roll this in with vehicle financing if you choose. There's no deductible, and no lines at the cashier when you're going in for service.
• Accessory Package: Leather Coverage
  Accidental tears or routine wear on leather seats is expensive to repair. As an optional package, you can purchase Leather Coverage which takes care of your leather seats for these repairs.